An opportunity to think bigger.
Providence Commons represents a rare opportunity for Kingston. For more than 160 years, the Providence Manor site has been connected to care and service in our community. As Providence Manor relocates, the Sisters of Providence intend to transfer the property and building to Providence Care so that it can continue serving the community rather than simply being sold for private redevelopment.
That gives us something we do not often have in housing development: a significant downtown property where the starting point is community benefit rather than maximizing the value of the land. I think we should take advantage of that opportunity to think bigger and differently.
Providence Commons is already envisioned as a not-for-profit, mixed-income community with market-rate, affordable and supportive housing, with particular attention to vulnerable women and women-led families. I would like the planning process to explore how we can build a true housing continuum within one community rather than creating one type of housing for one group of people.
That could mean a combination of housing for seniors, women and families; rent-geared-to-income units; supportive housing; affordable rental; co-operative housing; and some market or full housing-charge units. It could also include designated “move-on” housing for people who are ready to leave transitional housing but cannot find an affordable permanent home.
That last piece is particularly important. Kingston has excellent organizations providing transitional housing and supports. But transitional housing only works as a transition if there is somewhere for people to go next. If someone becomes stable and ready to move but cannot find an affordable apartment, they remain in a transitional space longer than necessary, which means that space is unavailable for the next person who needs it. Providence Commons could help address that bottleneck.
I would want the financial model to test several levels of affordability rather than using one definition of “affordable.”
For example, some units could be rent-geared-to-income, where eligible households generally pay no more than about 30% of adjusted household income. Other units could be deeply affordable for people living on ODSP or fixed incomes, some could be below-market rental, and others could operate at market rent or a full co-operative housing charge.
That kind of mixed-income structure can create both diversity and financial sustainability. It also means a senior living on a modest pension, a woman moving out of transitional housing, a family receiving RGI assistance and someone paying a full housing charge could live in the same community rather than being separated into completely different developments.
If a co-operative component is included, I would want it structured for long-term affordability. The question should not simply be, “Can we make these units affordable when they open?” It should be, “How do we make sure they are still affordable 30, 40 or 50 years from now?”
Providence Commons also presents an opportunity to rethink the relationship between housing and services.
The building is large, approximately 220,000 square feet, and the project has been envisioned from the beginning as housing combined with community services. Rather than every community agency maintaining its own administrative infrastructure, there may be opportunities for shared space and shared resources.
We could explore having community organizations provide services on site or through coordinated partnerships: housing navigation, mental-health and addiction supports, primary health care, employment assistance, family supports, seniors’ programming, financial counselling and other services.
That does not mean everyone living there requires supports. A healthy mixed community should include residents with very different needs. But for those who do need assistance, it is much easier to maintain housing when support is accessible and connected.
I do not think the City’s role should be simply to approve the application once somebody else figures everything out.
The City could identify, early in the process, exactly what it is prepared to contribute: expedited and coordinated approvals; heritage and planning expertise; servicing and infrastructure coordination; appropriate development-charge or fee relief; municipal housing funding where eligible; transit and public-realm improvements; and help assembling federal and provincial funding applications.
The earlier feasibility work has already identified financing and the scale of project management as major challenges. One of the most valuable things the municipality can do is help turn the project into an investment-ready proposal rather than waiting for funding programs to open and then scrambling to apply.
The timing could be particularly important. Build Canada Homes has an initial federal capitalization of $13 billion and specifically includes deeply affordable and community housing, co-operative housing, transitional and supportive housing. It is also emphasizing modular, prefabricated and other modern construction methods. The federal government has allocated $1 billion specifically for transitional and supportive housing.
That aligns unusually well with several possible components of Providence Commons.
The existing heritage building may lend itself to adaptive reuse, while additional housing on the property could potentially use modular or factory-built construction if technically appropriate. Build Canada Homes is actively prioritizing those methods because they can shorten construction timelines and reduce costs.
There is another federal opportunity through the Build Communities Strong Fund, which provides $51 billion over 10 years for infrastructure including housing-related water, wastewater, transit, roads and community infrastructure. Ontario’s provincial/territorial allocation includes more than $4.4 billion for housing- and education-related infrastructure, although access to that stream runs through federal-provincial agreements rather than directly through the City.
So the strategy should be to separate the project into pieces: What pays for housing? What pays for infrastructure? What pays for health and supports? What can philanthropy fund? What can the City contribute? Then stack those sources instead of expecting one program to fund the entire project.
I would also explore a formal Providence Commons capital campaign or matching fund.
For example, the municipality or another public partner could establish a defined commitment and then approach foundations, local employers, financial institutions and private corporations to match portions of that investment. Donors could potentially support things that government housing programs do not fully fund, such as community rooms, children’s spaces, furnishings, accessibility enhancements, green space, a housing-support fund or capital reserves.
There are Canadian examples of this kind of financing stack. Toronto’s YWCA Elm Centre created 300 supportive and lower-market homes for women and women-led families. Its financing combined all three orders of government, approximately $15 million raised through a capital campaign, mortgage financing, and land that the City acquired and leased to the YWCA for 50 years at a nominal rate.
That is very relevant to Providence Commons because it shows that a large community housing project does not have to depend on one government cheque. Land, municipal incentives, government capital, borrowing and philanthropy can be layered together.
The Sisters of Providence have created an extraordinary opportunity by ensuring this property can continue its long history of serving the community. The question now should not be, “What is the easiest thing we can put here?”
It should be: “What could we create here that Kingston will still be proud of 50 years from now?”
If we get it right, Providence Commons could be more than another housing development. It could become a model for mixed-income, intergenerational, supportive and permanently affordable housing, a place where housing, health care and community actually work together.